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Mortgage Center


OceanFirst Bank Benefits

At OceanFirst Bank, we have made applying for a mortgage loan easier than ever. Our team of experienced mortgage professionals is always available to help guide you through the application process. To find out what to expect, click here.

When you apply for a mortgage loan at OceanFirst, you can also take advantage of these great benefits:

Personalized Service
Our mortgage professionals are dedicated to providing you with the extraordinary service you deserve. Simply contact us via phone or email or stop by your local branch to set up an appointment.
Quick Closings
Enjoy the convenience of having your mortgage loan approved in minutes as opposed to days or weeks.
FREE Pre-Qualifications
Understand exactly what you can afford before you begin shopping for your new home.
Resources at Your Fingertips
Access information and helpful financial tools by simply clicking here.

In addition to these great benefits, we also offer a variety of loan options to choose from. Whether you are looking for a fixed rate mortgage or adjustable rate mortgage, we have everything you need to start realizing your dream of owning a new home. Contact a mortgage professional today to get started, simply click here to locate a loan officer near you.
Today's Featured Rates


30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.813%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.111%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 2.250%  3.210%  0.000%
Assumptions






* Subject to credit approval. Rates are subject to borrower meeting minimum credit
score and loan-to-value requirements.

Featured rates apply to NJ Properties Only. For rate quotes on properties outside of NJ, please contact your OceanFirst Bank Loan Officer.


Actual interest rates and APRs may vary based on credit history.